Contractors face risk on every job site — from the work itself to the tools in your truck and the contracts you sign. We help contractors of all trades get coverage structured around how they actually work, including bonding needs and job-specific certificates of insurance.
Who we insure
General contractors, carpenters, roofers, electricians, plumbers, HVAC, excavation and site work, painters, landscapers, concrete and masonry, and other trades across eastern Ohio, the West Virginia panhandle, and western Pennsylvania.
Coverage for contractors
- General liability, including completed operations
- Tools and equipment (inland marine) on the job, in transit, and in storage
- Builders risk for projects under construction
- Commercial auto for pickups, vans, dump trucks, and trailers
- Commercial umbrella when contracts call for higher limits
- Contractor bonds — license and permit, bid, performance, and payment
Contracts and certificates
General contractors, property owners, and municipalities often require specific insurance wording before you can start work: additional insured status, waiver of subrogation, primary and non-contributory coverage, and minimum limits. We review what the contract asks for, make sure your policy meets it, and get certificates out quickly so you don’t lose a job waiting on paperwork.
Why contractors work with McBane
As an independent agency, we compare contractor programs from multiple carriers, and we stay with you as you add crews, trucks, and bigger contracts. Call your nearest office or request a quote.
