We currently insure more than 80 churches across Ohio, and that experience shapes every church policy we build. Ministries face exposures most businesses never do — volunteers, children’s programs, counseling, events, and board decisions — and they need coverage a congregation can afford.
What we cover for churches
- Buildings and contents — sanctuaries, fellowship halls, parsonages, stained glass, organs, and sound equipment
- General liability for injuries at services, events, and on church property
- Sexual misconduct and abuse liability for children’s, youth, and care ministries
- Directors and officers liability for your board, trustees, and elders
- Pastoral counseling liability
- Volunteer protection, including volunteer accident coverage
- Church vans and buses, plus hired and non-owned auto for members who drive for the church
- Crime and employee dishonesty to protect offerings and funds
- Cyber coverage for online giving and member records
- Umbrella liability for higher limits
Built around how your ministry operates
A small country congregation and a large church with a school, daycare, and weekly events need very different programs. We start with a walk-through of your buildings, ministries, and activities, then compare church programs from multiple carriers so you get the coverage your ministry needs without paying for what it doesn’t.
Help beyond the policy
We help with certificates when outside groups use your building, coverage for mission trips and special events, and an annual review so your values and limits keep up as your congregation grows.
Call your nearest office or request a quote to start a church coverage review.
