Family owned & independent since 1900
Wintersville(740) 264-2003Bergholz(740) 768-2121Carrollton(330) 627-7717
Business InsuranceFarm & Crop InsuranceOhio School District InsurancePersonal Auto InsuranceGeneral Liability InsuranceHomeowners InsurancePublic Entity & Municipal InsuranceCommercial Property InsuranceRenters InsuranceBusiness Owners Policy (BOP)Umbrella InsuranceBoat, RV & Motorcycle InsuranceCommercial Auto & Fleet InsuranceCommercial Umbrella InsuranceLife InsuranceCyber Liability InsuranceEmployment Practices LiabilityChurch InsuranceContractors Insurance
Wintersville · (740) 264-2003Bergholz · (740) 768-2121Carrollton · (330) 627-7717
Winding road through green hills

Business insurance

Commercial Auto & Fleet Insurance

Liability and physical damage coverage for business vehicles, from a single work truck to a full company or municipal fleet.

Get a Commercial Auto & Fleet Quote Find an Office

If your business owns, leases, or relies on vehicles, you need coverage built for how those vehicles are actually used. Commercial auto insurance covers the trucks, vans, and cars that keep your business moving — and the drivers behind the wheel.

What commercial auto covers

  • Liability for injuries and property damage your drivers cause
  • Physical damage — collision and comprehensive for your vehicles
  • Uninsured and underinsured motorist protection
  • Medical payments for drivers and passengers
  • Hired and non-owned auto for rented vehicles and employees’ personal cars used for work
  • Trailers, towing, and rental reimbursement

Who we insure

  • Contractors and trades with pickups, vans, and dump trucks
  • Service businesses with delivery and service vehicles
  • Farm operations with farm-plated trucks
  • Churches and nonprofits with vans and buses
  • Municipalities and school districts with police cruisers, plow trucks, and buses

Fleet programs

For businesses with several vehicles, a fleet policy puts every vehicle and driver on one program. We help you add and remove vehicles, review driver records, and keep certificates current for customers who require them.

Pair commercial auto with a commercial umbrella — auto accidents are one of the most common sources of large liability claims.

Red pickup truck
Yellow school bus

In their words

Clients who count on us.

The last 5 years have been a bit hectic for the Scurti’s. A new car, a new home, and even a new business. McBane has been there every step of the way. The agency’s attention to detail and willingness to take questions at any time via phone or email has brought us so much peace of mind as we’ve completed these important investments. After many years of efficient, cost-effective services, I’m proud to say that the McBane team has become more than advisors; they are trusted friends who will be alongside us in the future.
Evan and Carol Scurti
We’ve always found McBane Insurance to be there when you need them. They have gone out of their way to earn our business and have even contacted us to tell us about less-expensive insurance options with better coverage. We highly recommend Reece Kelly and McBane Insurance.
Mike and Gwen Sullivan
McBane is a company that is built on honesty and integrity. We have found that each employee that we work with has the same intangibles and we are always treated with the utmost respect. There is never a question that we haven’t had answered and we have always been given an explanation. The City of Heath is fortunate to have them as a working partner.
Jay MorrowCity Auditor, City of Heath
The McBane Insurance agency has provided us with knowledgeable, efficient, personable, and prompt service! This is the type of service that has the client first in mind! Our liability, fleet, and cyber insurance that McBane has provided has increased our coverage at a lower cost. I highly recommend McBane for all of your insurance needs.
Melissa BakerTreasurer, United Local School District
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FAQ

Commercial Auto & Fleet questions, answered.

Can I use my personal auto policy for my work truck?

Usually not. Personal auto policies often exclude or limit business use, especially for vehicles titled to a business, used to haul equipment or goods, or driven by employees. A commercial auto policy is built for those exposures.

What is hired and non-owned auto coverage?

It covers your business when employees use their own vehicles or rented vehicles for work — running errands, visiting clients, or picking up supplies. If there's an accident, the claim can come back to your business.

Can you insure a fleet under one policy?

Yes. We write fleet policies that cover all of your vehicles and drivers on one program, with one renewal date, and help you manage vehicle and driver changes throughout the year.

Do you insure trailers and equipment I tow?

Yes. Trailers can be scheduled on your commercial auto policy, and the equipment you haul can be covered with inland marine coverage.

Every office, every line

Commercial Auto & Fleet Insurance near you.

Related coverage

Protect the whole picture.

All insurance
Business · Line of coverage

Business Owners Policy (BOP)

One package that bundles property, general liability, and business income coverage for qualifying small and mid-sized businesses.

Business · Line of coverage

Church Insurance

Coverage built for churches and ministries — buildings, liability, volunteers, vans, and your board — from an agency that insures more than 80 Ohio churches.

Business · Line of coverage

Commercial Property Insurance

Covers your building, equipment, inventory, and the income you'd lose if a fire, storm, or other covered loss shuts you down.

WestfieldCincinnati InsuranceAuto-Owners InsuranceGrange InsuranceProgressiveForemost Insurance GroupLiberty MutualGoodville Mutual

Get a quote

Let’s find the right coverage together.

One conversation, several insurance companies compared, and a local agent who picks up the phone when you have a claim.

Request a Quote Visit an Office
Wintersville(740) 264-2003Bergholz(740) 768-2121Carrollton(330) 627-7717