Family owned & independent since 1900
Business InsuranceFarm & Crop InsuranceOhio School District InsurancePersonal Auto InsuranceGeneral Liability InsuranceHomeowners InsurancePublic Entity & Municipal InsuranceCommercial Property InsuranceRenters InsuranceBusiness Owners Policy (BOP)Umbrella InsuranceBoat, RV & Motorcycle InsuranceCommercial Auto & Fleet InsuranceCommercial Umbrella InsuranceLife InsuranceCyber Liability InsuranceEmployment Practices LiabilityChurch InsuranceContractors Insurance
Wintersville · (740) 264-2003Bergholz · (740) 768-2121Carrollton · (330) 627-7717
Farm couple holding a crate of fresh produce

Independent insurance agency · Wintersville · Bergholz · Carrollton, OHIndependent agency · Est. 1900

Covering the Ohio Valley since 1900.

A fifth-generation, family-owned agency. We compare coverage from multiple insurance companies and build the right protection for your home, family, farm, and business — from three offices close to home.Five generations. Three offices. Many insurance companies, compared for you.

What do you want to protect?

One agency · many insurance companies

WestfieldCincinnati InsuranceAuto-Owners InsuranceGrange InsuranceProgressiveForemost Insurance GroupLiberty MutualGoodville Mutual
Farm couple holding a crate of fresh produce
The McBane family in front of the original McBane Insurance office in Bergholz, Ohio
Est.1900Bergholz, OH

About us

Comprehensive insurance, close to home.

We listen to your needs and provide the services and options you need to make wise insurance decisions — and we do it from close to home.

  • Three convenient offices in Wintersville, Bergholz, and Carrollton.
  • An established family-owned, relationship-centered agency known for doing business with integrity and commitment.
  • A history of innovative risk management solutions for individuals, families, and businesses in the region.
  • Staff who live in, and are engaged in, the communities we serve.
126Years protecting the Ohio Valley
5Generations of McBane family leadership
16Insurance professionals on our team
3Offices in Jefferson & Carroll counties
13States we’re licensed in
8+Insurance companies we compare

Our services

Advice, service, and expertise you need.

Personal

Personal Auto Insurance

McBane Insurance builds personal auto coverage around what you explain to us you need, not just what Ohio requires you to carry.

Personal

Homeowners Insurance

As an independent agency, McBane Insurance compares options across multiple top-rated carriers to find the right fit for your home and your budget.

Personal

Renters Insurance

Covers your belongings, your liability, and a place to stay if a fire or other covered loss forces you out of your apartment or rental home.

Personal

Umbrella Insurance

An extra layer of liability protection that sits above your auto and homeowners policies when a serious claim exceeds their limits.

Personal

Boat, RV & Motorcycle Insurance

Coverage for the toys that make weekends in the Ohio Valley worth it — boats, motorcycles, campers, RVs, ATVs, UTVs, and more.

Personal

Life Insurance

We help individuals, families, and business owners across the Ohio Valley find life insurance coverage that actually fits their life.

Business

Business Insurance

McBane Insurance builds business coverage around what you actually do, drawing on deep experience across a wide range of Ohio industries.

Business · Line of coverage

General Liability Insurance

Protects your business when a customer, vendor, or member of the public is hurt or their property is damaged because of your work.

Business · Line of coverage

Commercial Property Insurance

Covers your building, equipment, inventory, and the income you'd lose if a fire, storm, or other covered loss shuts you down.

Business · Line of coverage

Business Owners Policy (BOP)

One package that bundles property, general liability, and business income coverage for qualifying small and mid-sized businesses.

Business · Line of coverage

Commercial Auto & Fleet Insurance

Liability and physical damage coverage for business vehicles, from a single work truck to a full company or municipal fleet.

Business · Line of coverage

Commercial Umbrella Insurance

Extra liability protection above your general liability and commercial auto policies for the large claims that exceed their limits.

Business · Line of coverage

Cyber Liability Insurance

Covers the cost of ransomware, data breaches, and online fraud — from forensic investigation and customer notification to lawsuits and lost income.

Business · Line of coverage

Employment Practices Liability

Protects employers from claims by employees and applicants — discrimination, harassment, wrongful termination, and retaliation.

Business · Line of coverage

Church Insurance

Coverage built for churches and ministries — buildings, liability, volunteers, vans, and your board — from an agency that insures more than 80 Ohio churches.

Business · Line of coverage

Contractors Insurance

Coverage for contractors and trades — liability, tools and equipment, builders risk, work trucks, and bonds — with certificates when you need them.

Farm

Farm & Crop Insurance

McBane Insurance works with Ohio farm families to build protection around the whole operation, not just the house on the property.

Public & Schools

Ohio School District Insurance

McBane Insurance works with boards of education across Ohio to build coverage that protects students, staff, taxpayers, and district leadership.

Public & Schools

Public Entity & Municipal Insurance

Liability, property, fleet, cyber, and bond coverage for Ohio cities, villages, townships, fire districts, and other public entities.

Why choose us

We believe in doing business the old-fashioned way.

  • Where you liveYour home, apartment, condo, or farm
  • How you get aroundYour car or truck
  • How you playYour boat, ATV, motorcycle, travel trailer, or golf cart
  • What you treasureYour jewelry, fine art, and collections
  • Who you loveLife insurance that protects your family
  • How you workYour business, on site and on the go

Our footprint

Rooted in the Ohio Valley. Licensed in 13 states.

Three offices serve 12 counties across Ohio, West Virginia, and Pennsylvania — and our licenses follow you to 10 more states when you move, buy property, or grow.

Map of the McBane Insurance service area: offices in Wintersville, Bergholz, and Carrollton, Ohio, serving counties in Ohio, West Virginia, and Pennsylvania along the Ohio River.OHIOPENNSYLVANIAWEST VIRGINIASteubenvilleWeirtonEast LiverpoolCantonNew PhiladelphiaPittsburghWheelingSt. ClairsvilleWintersville(740) 264-2003Bergholz(740) 768-2121Carrollton(330) 627-7717
Home service areaOhio RiverMcBane office

Three offices

Stop in. We’re local.

All locations

Our history

Five generations. One family.

Though the industry has changed dramatically over the past 100-plus years, McBane Insurance has changed with it — while staying true to James McBane’s mission: the best coverage for the most affordable price, built on honesty, integrity, and relationships.

  1. 1900James McBane founds the agency in Bergholz, Ohio.
  2. 1935His son Ralph takes over and runs the agency until 1983.
  3. 1962Ralph’s son Jim joins and leads agency operations.
  4. 1994David McBane joins, the fourth generation.
  5. 2014Dan McBane joins the management team.
  6. 2024Alec McBane begins his career — the fifth generation.

Testimonials

What clients say about us.

The last 5 years have been a bit hectic for the Scurti’s. A new car, a new home, and even a new business. McBane has been there every step of the way. The agency’s attention to detail and willingness to take questions at any time via phone or email has brought us so much peace of mind as we’ve completed these important investments. After many years of efficient, cost-effective services, I’m proud to say that the McBane team has become more than advisors; they are trusted friends who will be alongside us in the future.
Evan and Carol Scurti
We’ve always found McBane Insurance to be there when you need them. They have gone out of their way to earn our business and have even contacted us to tell us about less-expensive insurance options with better coverage. We highly recommend Reece Kelly and McBane Insurance.
Mike and Gwen Sullivan
McBane is a company that is built on honesty and integrity. We have found that each employee that we work with has the same intangibles and we are always treated with the utmost respect. There is never a question that we haven’t had answered and we have always been given an explanation. The City of Heath is fortunate to have them as a working partner.
Jay MorrowCity Auditor, City of Heath
The McBane Insurance agency has provided us with knowledgeable, efficient, personable, and prompt service! This is the type of service that has the client first in mind! Our liability, fleet, and cyber insurance that McBane has provided has increased our coverage at a lower cost. I highly recommend McBane for all of your insurance needs.
Melissa BakerTreasurer, United Local School District
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The McBane difference

Our people are our most valuable asset.

Meet the whole team

Get a quote

Let’s find the right coverage together.

One conversation, several insurance companies compared, and a local agent who picks up the phone when you have a claim.