Homeowners Insurance
Homeowners Insurance Quote Forms
What our Customers Are Saying!
The McBane Agency has been my partner for my life, auto, home, business and liability insurance needs for many years. They always bring the right company to solve my needs. It gives me peace of mind that they are always looking out for my best interest in managing risk while offering excellent value and service.
Marty Adams (click here to read more testimonials or to leave your own)
Ready to begin your quote request? Click any of the following links to submit a quote for quick, accurate and affordable insurance rates.
Homeowners Insurance Customer Service Options
Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.
Homeowners Insurance Information
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At McBane Insurance, we understand that there are several different ways to approach a homeowners policy.
Each home is unique and each policy must be unique and tailored to that particular home to ensure proper coverage. With multiple companies, we have the ability to find that best coverage for the most affordable rate. We believe in proper education of our customers so that each person understands what each coverage is for.
With multiple locations, we have the privilege to serve clients from Wintersville, Steubenville, Toronto, and Richmond all the way to Bergholz, Amsterdam, Carrolton, and beyond.
What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.
Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.
Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.
- If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
- If a guest in your home is injured, liability protection and medical coverage help pay expenses.
- If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
- If you are still paying for your home, your lender will require insurance.
It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. We will be happy to educate you on what is covered and what isn't.
Thank you for your interest in McBane Insurance & Financial Services. We offer quick and easy quote forms to get you started. You can also call our office at 740-264-2003 or email your questions and an insurance professional will reply promptly.
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