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McBane Insurance & Financial Services Blog: insurance

View the latest blog posts from McBane Insurance & Financial Services.

The Importance of Reviewing Your Insurance Policies It is very important to review your insurance policies when you receive them. Most homeowner policies run for a one year term and auto policies can be six month or annual policies so you should review the information at the renewal as well as any time that you have made a change to your policy. READ MORE >>

How does driving for Lyft affect my insurance?   Times and transportation methods continue to change constantly.  Especially in bigger cities, it is more and more common for an individual to not own a car and to rely on public transportation for transportation needs. READ MORE >>

Back to School Is My College Student Covered?    Ahhh… the feeling of dropping off your first born at State University.   The first in the family to attend college.  As you are driving away, that sense of pride suddenly turns to panic! Wait! READ MORE >>

RENTAL CAR LOSS DAMAGE WAIVER – WHY YOU SHOULD BUY IT  You avoid a claim on your policy which can follow you for 3-5 years for rating purposes. A standard personal auto policy does not include language to pay for diminished value charged by the rental company. READ MORE >>

Delivery – Does my Personal Auto Policy Cover Me? Did your teenager get a part-time job delivering pizza? Are you delivering newspapers to supplement your income? While these jobs may be a good source of income, more often than not this type of use is not covered under your personal auto policy. READ MORE >>

Do I Still Need an Insurance Agent?   The short answer to this question yes.  Let me give you a little more as to why I believe it is important to still have a local insurance agent.  Insurance isn’t as easy as many make it out to be and despite the efforts of some, is not a commodity that ought to be reduced to the confines of the internet. READ MORE >>

Thank you for checking out our blog. We will be sharing information and tips on insurance, community and our agency. Check back soon! READ MORE >>

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