Can Fido Cause Problems With Your Insurance?
If you are an animal person like many of the staff members at McBane Insurance, there are some issues to consider regarding your personal liability coverage when you have a dog in your home or if you are considering adding one. Insurance claims and lawsuits involving dog bite incidents have increased over the years. Therefore insurance companies have taken steps to minimize their risk. Some companies have lists of specific breeds of dogs which are excluded while other companies don’t exclude specific breeds but base their coverage on a dog’s history of biting and/or aggression. Some of the common dogs which could be a problem are; Pitbull, Rottweiler, German Shepherd, Chow, among others. If you are considering adding a new dog to your family, it is a good idea to learn as much as possible about the breed and history of the dog itself and then contact your insurance agent to discuss the situation before you bring Fido home.