McBane Insurance & Financial Services Blog
View the latest blog posts from McBane Insurance & Financial Services.
Tuesday, November 22, 2016 Common Homeowner Exclusions Homeowner policies come with coverages for both property and liability. When a policy is written, it is intended to cover the normal functions and operations in a home. READ MORE >>
Wednesday, September 28, 2016 Getting Your Home Prepped for Fall & Winter Although most people dread the approaching fall & winter weather, it’s unavoidable so we should do all that we can to make them as enjoyable & safe as possible. This is a good time to do some work around the home & check out your property. READ MORE >>
Monday, September 19, 2016 The Importance of Reviewing Your Insurance Policies It is very important to review your insurance policies when you receive them. Most homeowner policies run for a one year term and auto policies can be six month or annual policies so you should review the information at the renewal as well as any time that you have made a change to your policy. READ MORE >>
Monday, September 12, 2016 Why you should Purchase Towing on your Personal Auto Policy Quite often we have clients that decline towing/roadside coverage because they have AAA or it comes with their extended warranty from their new vehicle purchase. The following example is a situation that one of our clients experienced where having the towing coverage AND AAA benefited them: READ MORE >>
Tuesday, September 6, 2016 How does driving for Lyft affect my insurance? Times and transportation methods continue to change constantly. Especially in bigger cities, it is more and more common for an individual to not own a car and to rely on public transportation for transportation needs. READ MORE >>
Monday, August 29, 2016 Back to School Is My College Student Covered? Ahhh… the feeling of dropping off your first born at State University. The first in the family to attend college. As you are driving away, that sense of pride suddenly turns to panic! Wait! READ MORE >>
Monday, August 22, 2016 Bounty of discounts available on your insurance policies Did you know that there are a lot of fairly simple ways to save money on your insurance? Most companies offer a discount for writing your home & auto or if they’re insuring your auto only but you own a home, some companies will allow a discount for the home ownership. READ MORE >>
Monday, August 15, 2016 RENTAL CAR LOSS DAMAGE WAIVER – WHY YOU SHOULD BUY IT You avoid a claim on your policy which can follow you for 3-5 years for rating purposes. A standard personal auto policy does not include language to pay for diminished value charged by the rental company. READ MORE >>
Monday, August 8, 2016 Summer Home Safety Tips Summertime tends to be one of the busiest, but most enjoyable times of the year. School-aged children are out for the summer enjoying their time off, summer sports are in high gear, and many families are fortunate enough to take a vacation. READ MORE >>
Monday, August 1, 2016 Delivery – Does my Personal Auto Policy Cover Me? Did your teenager get a part-time job delivering pizza? Are you delivering newspapers to supplement your income? While these jobs may be a good source of income, more often than not this type of use is not covered under your personal auto policy. READ MORE >>
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